How To Invest In Digital Gold -The Ultimate Guide

Nowadays, investment is one of the trending topics, all peoples want to invest their money in a good place where people can get maximum return. You can invest in digital gold it is one of the trending investing systems nowadays, this is the most secure investment compared to other investments we briefly explain in this article.

Digital gold is for people who want to invest in gold but don’t want to own physical gold. The digital gold has emerged as an option for those who want to invest in gold for investment purposes only. Investors who want to hold their funds for the short term are also attracted to buying digital gold.

Advantages of investing in digital gold 

Easy to exchange

Digital gold is easily exchanged at any time and anywhere for physical gold, coins and bullion. It is flexible and allows individuals to transform their digital assets into physical assets. Individuals who want access to physical gold can have it delivered to their doorstep.

No lower limit on Investment

There is no lower limit to how much a person can invest in any amount of gold. That person owns the amount invested. You can also buy gold worth 1 rupee.

Secure storage

The huge advantage of Digital Gold is hassle-free and secure storage. Companies that provide digital gold stores purchase gold in secure vaults. Since the buyer doesn’t own the gold, they also save on locker fees and don’t have to worry about theft or loss of the gold.

The disadvantages of investing in digital gold 

No regularity body

One of the major drawbacks associated with virtual gold is the lack of a regulatory body that regulates the rules and regulations of trading. As a result, it leaves many gray areas that malicious elements within the ecosystem can exploit.

Storage time limit

Physical gold is stored in secure and assured vaults. However, there are many platforms that offer such storage facilities for a period of time, after which the gold must be withdrawn or sold.

Digital gold investment platform 

  • Paytm
  • PhonePe
  • Grow
  • Google pay
  • Jar
  • HDFC Securities 
  • Amazon Pay

List of digital gold investment platforms 


As you all know that Paytm is an e-commerce payment platform in India. But Paytm also give you chance to invest in stock and gold. Founded in 2010 and Paytm is headquartered in Uttar Pradesh, India.

Users can buy gold from the Paytm app by selecting the stock and wealth icon and then the Paytm gold icon. This allows you to invest gold in rupees or in bulk.


PhonePe is a digital payment platform. It was established in 2015 and its headquarters is in Bangalore, India. The company is a subsidiary of Flipkart. Even PhonePe allows a user to invest or buy his 99.99% pure gold for just 1 INR.

Promising transparent pricing and assured quality, the PhonePe platform is one of the best ways to buy gold online. You have to log in to your phonePe application and then go to my money section and select the gold option then you can invest.


Grow is an Indian application that is basically made for investment purposes. You can invest your money in mutual funds, stocks, and digital gold. This company was established in 2016 and its headquarters is in Bangalore, India.

Through Groww, users can buy gold by the gram starting at a price of INR 10. It cannot be purchased through Groww’s funds and users must purchase through his UPI, NEFT, Net Banking, IMPS, or RTGS. For online banking, the purchase must be at least INR 100.

Google Pay 

Google Pay is also a digital payment platform operated by Google. Introduced in 2015. Google Pay also allows users to invest or buy 99.99% pure gold for just 1 INR.

Users can purchase gold through the Google Pay platform and it works similarly to digital gold purchased through Phone Pe or Paytm.


The Jar app is a daily savings platform that replenishes digital transaction change and invests in digital gold without manual intervention. for example, when using rupees. 23, Jar properly rounds it to the nearest 10 and automatically invests Rs. 7 in digital gold.

First, of its kind, the Jar App saves you while you use it. The whole process takes 45 seconds and you can start right away. Take the initiative and easily convert all your change into digital gold.

You can now increase your wealth with pure 24k gold. Jar apps allow you to save consistently with minimal effort and are future-proof.

HDFC Securities 

HDFC is a financial brokerage company that is a subsidiary of HDFC Bank. Its Security was founded in 2000 and is headquartered in Mumbai, India. Its securities also allow users to invest in digital gold.

HDFC Securities will allow users to purchase 24K Gold in both Rupees and Bulk. Buy high-quality gold and keep it safe in a digital locker that you can access anytime, anywhere.

Amazon Pay 

Amazon is one of the largest e-commerce platforms in India. This is a US-based company which is founded in 1994. You can also buy digital gold through Amazon Pay Once users are able to log in, they can click on the gold vault icon to see the current purchase price. Digital Gold can be purchased at a starting price of 5 INR. A user can purchase up to 30 grams of gold without her KYC.

Why we should invest in digital gold 

Purity: Before stamping was mandatory, gold purity was a major concern when buying physical gold, but this has been completely eliminated with digital products.

Passive Income: It is impossible to earn income from physical gold and instead requires cash outflow if it is stored in a safe deposit box, but in SGB investors enjoy passive income in the form of interest. I’m here.

Security and locker charges: Storing physical gold is a very risky business, and storing it in a bank safe deposit box adds an extra burden in the form of safe deposit box rentals. This is not the case with digital gold as it cannot be stolen from Demat accounts and can be traded.

Which are the best digital gold investment companies

  • Paytm
  • PhonePe
  • Grow
  • Google pay
  • Jar
  • HDFC Securities 
  • Amazon Pay
  • Finplay
  • Motilal Oswal

Final thoughts 

In this article, we explain the digital gold investment and the best companies for digital gold investment. We hope this guide will help you to know more about the growth marketing team structure, and if you have a query, you can mention that in the comment section.

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